The Scheme will be predominantly invested in equity and equity related securities primarily comprising of large cap and mid cap stocks. The aim of the Scheme is to seek long-term capital appreciation from an actively managed portfolio.
The Scheme will endeavor to achieve this by allocating the investments to equity and equity related securities out of which at least 35% each will be towards large cap stocks and mid cap stocks.
The portfolio will be built utilizing a combination of the top-down and bottom-up portfolio construction process, focusing on the fundamentals of each stock, including quality of management. The fund manager will aim to build a diversified portfolio with exposure across sectors.
The Scheme may also invest a certain portion of its corpus in debt and money market securities.
Investment in debt securities will be guided by credit quality, liquidity, interest rates and their outlook.
The Scheme may invest in other scheme(s) managed by the AMC or in the scheme(s) of any other
mutual fund, provided it is in conformity with the investment objectives of the Scheme and in terms of the prevailing Regulations.
Introduction :
Large caps form an essential part of your portfolio that provide relative stability and allow you to participate in the most liquid and well known brands of India. Identifying such companies in the early phase of their growth can offer you higher alpha over long run.
Presenting PGIM India Large and Mid Cap Fund, an open-ended diversified equity scheme, which allows you to participate in large and mid cap companies under one mandate. Large cap companies are those that are ranked between first to hundred in terms of market capitalisation while mid cap companies are ranked between from 101 to 250 in terms of market cap. A combination of large caps and mid caps thus provide you with a blend of growth and stability.
PGIM India Large and Mid Cap Fund is ideal for first-time as well as existing investors looking to build their core portfolio and wish to participate in the Indian economy’s growth story.
What is PGIM India Large and Mid Cap Fund?
- Invests a minimum of 35% each in Large Cap and Mid Cap stocks, respectively.
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Invests across a range of sectors and industries.
Why you should invest in PGIM India Large and Mid Cap Fund?
- Participate in both large and mid cap themes through one fund.
- Diversify across sectors, themes and companies across the market cap spectrum.
- Benefit of stability through large caps as well as potential of creating alpha through mid caps over long run.
What are the benefits of investing in PGIM India Large and Mid Cap Fund?
- Participate in themes not available in large cap segment.
- Invest in the leaders of tomorrow.
- Viable investment solution for your long term goals suitable for achieving long-term goals.
- Ideal for first-time MF investors looking to build their core portfolio.
What should be the ideal time horizon of investing in PGIM India Large and Midcap Fund?
Frequently Asked Questions
HOW TO INVEST IN PGIM INDIA LARGE AND MIDCAP FUND?
You can invest through multiple options:
- Website: You can invest through https://investors.pgimindiamf.com/auth/login by creating your profile and submitting identity details, and bank account information, and becoming KYC compliant.
- RIA/MFD: You can also invest through a Registered Investment Adviser or Mutual Fund distributor registered with SEBI/AMFI.
- Industry Portal: You can also invest through MF Utility or MF Central portals.
- Do consult your financial advisor before investing to understand if the fund fits into your risk profile.
CAN I INVEST THROUGH SIP AND LUMPSUM MODE IN PGIM INDIA LARGE AND MIDCAP FUND?
- You can invest lumpsum as well as through SIP mode
- The minimum application amount under this fund is Rs 5,000 for a lumpsum transaction. You can invest a minimum of Rs 1,000 as additional investment
- You need to commit at least 5 instalments (monthly or quarterly) with a minimum of Rs 1,000 per instalment if you invest through SIP
WHAT FREQUENCY/DATES ARE ALLOWED FOR SYSTEMATIC INVESTMENT PLAN (SIP), SYSTEMATIC TRANSFER PLAN (STP) AND SYSTEMATIC WITHDRAWAL PLAN (SWP) TRANSACTIONS IN PGIM INDIA LARGE AND MIDCAP FUND?
- SIP: Any date of the month or quarter, as applicable.
- STP: Daily, Weekly, Monthly and Quarterly.
- SWP: Monthly, Quarterly and Annually.
HOW IS PGIM INDIA LARGE AND MIDCAP FUND TAXED?
In equity oriented funds, gains on investments redeemed before one year attract short term capital gains tax at 15%. Gains above Rs 1 lakh on investments sold after one year attract long term capital gains tax at 10%. Thus, long term capital gains of up to Rs 1 lakh are tax-free in equity oriented funds.