CIEL Disclaimer

While every effort has been made to ensure that the information provided on the website, the online learning & test portals is accurate, timely, secure and error-free, the Centre for Investment Education and Learning Private Limited (CIEL), the directors, promoters, employees, agents and assigns shall not in any way be responsible for any loss or damages arising in contract, tort or otherwise from the use or inability to use the website and its contents.

Any material downloaded or otherwise obtained through the use of the website is at the User's own discretion and risk and the User will be solely responsible for any damage that may occur to the User's computer systems and data as a result of download of such material.

Advice provided on the website should not be relied upon for personal and financial decisions and the User should consult an appropriate professional for specific advice tailored to his or her situation. The User agrees that the information provided by the User may be disclosed by CIEL to any agencies, bureaus, associations, corporate or unincorporated bodies and other persons. The User shall not hold CIEL responsible for sharing and/or disclosing the said information and also for any consequences suffered by the User and/or others by reason thereof.

The information/contents on this Website are intended for general information purposes only. Any information/contents are subject to change without notice. This Website has not been registered under any jurisdiction. If you use this Website from any jurisdiction other than India, you are responsible for compliance with applicable local laws and CIEL, any of its affiliates, associates, their directors, employees and agents shall not be liable or responsible, in any matter whatsoever, pertaining to the same.

CIEL has attempted to provide accurate and up-to-date information. No rights accrue to the Users from the information published on this Website. You undertake not to use this Website or any interactive / online services contained therein for any purpose, which is unlawful, abusive, libelous, obscene, threatening or prohibited by these Terms (including notices).

We provide the Website and its information/contents on an "as is" basis and do not make any express or implied warranties, representations, guarantees, endorsements or conditions with respect to the Website or its information/contents, Software, Features, Products/Services including without limitation, warranties as to merchantability, operation/functioning, non-infringement, usefulness, completeness, accuracy, correctness, reliability and fitness for a particular purpose. Further, we make no representations or warranties or guarantees regarding the accuracy, functionality or performance of any Software (including, but not limited to any third party software) that may be used in this Website.

This Website may provide you with access to other websites ("Local Site"). Each Local Site will be governed by local terms in addition to these Terms. Please read the Local Site terms carefully before using the Local Site. This Website may refer to information/contents provided by third parties via hyperlinks or other means. CIEL has not verified, in any manner whatsoever, whether such information/contents are reasonable, accurate, reliable, complete or up-to-date. Links to other websites do not constitute CIEL’s approval/disapproval or endorsement of such websites or its information/contents or its products/services or its documents or advertisements. CIEL is not liable or responsible, in any manner whatsoever, for any such information/contents provided by third parties. Links to CIEL Website are not permitted without the prior written consent of CIEL.

Links to downloadable software sites are for convenience only and we are not liable or responsible in manner whatsoever, for any difficulties and/or consequences associated with downloading any software. Use of any downloaded software is governed by the terms of the license agreement, if any, which accompanies or is provided or shall be provided with the software.

This Website may contain one or more of the services such as bulletin boards, chat areas, news groups, forums, and/or other message or communication facilities. You agree to use such services only to send and receive information and material that are proper and related to the particular service, area, group, forum, or other information or communication facility. In addition to any other terms or conditions of use of any bulletin board services, chat areas, news groups, forums, and/or other message or communication facilities, you agree that when using one, you will not: (a) Upload files that contain software or other material protected by intellectual property laws or by rights of privacy or publicity unless you own or control such rights or have received all necessary consents. (b) Upload files that contain viruses, corrupted files, or any other similar software or programs that may damage the operation of another's computer. (c) Defame, abuse, harass, stalk, threaten or otherwise violate the legal rights (such as rights of privacy and publicity) of others. We have no obligation to monitor the bulletin board services, chat areas, news groups, forums, and/or other message or communication facilities.

CIEL retains all rights (including copyrights, trademarks, patents as well as any other intellectual property rights in terms of compliance with relevant laws, rules, regulations etc. as may be applicable from time to time) in relation to all information/contents on this Website (including all texts, graphics and logos). You may not copy, publish, distribute or reproduce any of the information contained on this Website in any form without the prior written consent of CIEL.

You agree to indemnify and hold CIEL, its affiliates, associates, their directors, employees and agents harmless, of any liability, losses and expenses (including litigation expenses), claims, actions, suits arising out of and/or related to your violation of these Disclaimers (including the Terms) and any other terms mentioned in the Terms of Use, wherever applicable.

These Terms are governed by the laws of India and the competent Courts of Mumbai will have exclusive jurisdiction in respect of any dispute, which may arise out of or relating to the use of this Website.

The Terms mentioned herein are severable. In case any part of these Terms is rendered invalid or unenforceable, then the remainder of the Terms shall continue to be valid and enforceable to the fullest extent permitted by law.

No delay or failure by us to exercise any of our powers, rights or remedies under the Terms of this Website shall operate as a waiver of them, nor shall any single or partial exercise of any such powers, rights or remedies preclude any other or further exercise of them. The remedies provided in the Terms of this Website are cumulative and not exclusive of any remedies provided by law.

We reserve the right in our sole discretion to deny any Users access to this Website, any interactive service herein, or any portion of this Website, without notice and without being liable or responsible, in any matter whatsoever, for the same.

If you are dissatisfied with any portion of this Website, or with any of these Terms, your sole and exclusive remedy is to discontinue using this Website.

CIEL-Website: Terms and Conditions

1. Acceptance of Terms of Use

These "Terms Of Use" govern your use of the CIEL Website hereinafter referred to as the "Service". The Service is owned and operated by Center for Investment Education & Learning, Mumbai (hereinafter referred to as "CIEL") and is offered to you (hereinafter referred to as "Member") as per your agreement with and acceptance of this document (hereinafter referred to as "Membership"). By clicking the box entitled "I Have Read and Accept the Terms of Use" as part of the registration process, Members accept all items in the Terms of Use and agree to abide by and be legally bound by the Terms of Use. For using the CIEL Website, you accept and agree to abide by these Terms of Use. If you do not agree to these Terms of Use, you should not use the CIEL Website.

2. Changes to terms of Use

CIEL reserves the right, from time to time, with or without notice to you, to change these Terms of Use in our sole and absolute discretion. The most current version of these Terms of Use can be reviewed by clicking on the "Terms of Use" located at the bottom of the pages of the CIEL Website. The most current version of the Terms of Use will supersede all previous versions. Your use of the CIEL Website or continued use of our service after changes are made means that you agree to be bound by such changes.

3. Privacy

Any information submitted on the CIEL Website is subject to our Privacy Policy, the terms of which are incorporated herein. Please review our Privacy Policy to understand our practices (located at the bottom of the pages of the CIEL Website)

4. Subscription Details

You can find the specific details regarding your subscription with CIEL at any time after logging in and by clicking on the "My Profile" link, located at the top of the CIEL Website Home Page.

5. Intellectual Property Copyright

All content included on the CIEL Website and delivered to subscribers as part of the service, including book(s), text, graphics, logos, designs, photographs, button icons, images, audio/video clips, digital downloads, data compilations, and software, is the property of CIEL, or its suppliers and is protected by the Indian and international copyright laws. The compilation of all content on this site is the exclusive property of CIEL, and protected by the Indian and international copyright laws. Content shall not be reproduced or used without express written permission from CIEL, or its suppliers. You agree not to decompile, reverse engineer or disassemble any software or other products or processes accessible through the CIEL Website, not to insert any code or product or manipulate the content of the CIEL Website in any way that affects the user's experience, and not to use any data mining, data gathering or extraction method. You agree not to display or merge all or any part of the Software with other computer programs, products or services, allow any third party to use or access CIEL Website directly or indirectly, whether on a time sharing, remote job entry, facility management or service bureau arrangement basis, use the Software for training any third parties, commercial sharing or leasing. CIEL reserves the right to terminate your membership hereunder if CIEL, in its sole and absolute discretion, believes that you are in violation of this paragraph. Please see the instructions at the end of these Terms of Use for notifying us of the presence of any allegedly infringing content on the CIEL Website.

6. Use of Information submitted

CIEL is free to use any comments, information, ideas, concepts, reviews, or techniques or any other material contained in any communication you may send to CIEL ("Content"), including, without limitation, responses to questionnaires or through postings to the CIEL Website without further compensation, acknowledgement or payment to you for any purpose whatsoever including, but not limited to, developing, manufacturing and marketing products and creating, modifying or improving the CIEL Website or other Websites. Furthermore, by posting any Content on our site, submitting Content to us, or in responding to questionnaires, you grant us a perpetual, non-exclusive, royalty-free irrevocable license and right to display, use, reproduce or modify the Content submitted in any media, software or technology of any kind now existing or developed in the future. Please note CIEL does not accept unsolicited materials or ideas for use or publication, and is not responsible for the similarity of any of its content or programming in any media to materials or ideas transmitted to CIEL. Should you send any unsolicited materials or ideas, you do so with the understanding no additional consideration of any sort will be provided to you, and you are waiving any claim against CIEL and its affiliates regarding the use of such materials and ideas, even if material or an idea is used that is substantially similar to the idea you sent.

7. Electronic Communications

By using the CIEL website, you consent to receiving electronic communications from CIEL. These communications will include notices about your account (e.g., shipping and receiving e-mails and other transactional information) and information concerning or related to our service, such as course offerings. These communications are part of your relationship with CIEL and you receive them as part of the CIEL subscription. You agree that any notice, agreements, disclosure or other communications that we send to you electronically will satisfy any legal communication requirements, including that such communications be in writing.

8. Confidentiality

CIEL agrees to treat all User Membership Data as confidential and agrees that it shall not and shall ensure that its employees do not use confidential information, nor disclose such confidential information to any person, except to the extent necessary for (i) compliance with Applicable Law (ii) any other purpose for which the User may hereafter authorize CIEL in writing.

9. Your conduct on the CIEL website & Limitation of Use

By accessing the CIEL Website, you agree not to upload, post, e-mail or otherwise send or transmit any material that contains software viruses or any other computer code, files or programs designed to interrupt, destroy or limit the functionality of any computer software or hardware or telecommunications equipment associated with the CIEL Website. You also agree not to interfere with the servers or networks connected to the CIEL Website or to violate any of the procedures, policies or regulations of networks connected to the CIEL Website, the terms of which are incorporated herein. You also agree not to impersonate any other person while using the CIEL Website, conduct yourself in a vulgar or offensive manner while using our service, or use the CIEL Website for any unlawful purpose.

10. Links

Some of the hyperlinks and banners on the CIEL Website may lead to other Websites that are not controlled by, or affiliated with CIEL . In addition, other Websites may link to the CIEL Website. CIEL has not reviewed these Websites and is not responsible for the content or privacy policies of these Websites

11. Reporting Lost Accounts

In the event that the User loses or misplaces the Authorised Login or suspects or has knowledge of any unauthorised access or usage of its account, the User shall immediately notify CIEL. CIEL shall not be liable for any Losses incurred by the User due to non compliance with the provisions of these terms.