#BenefitFromAutomaticBalance to navigate market volatility

Irrespective of the market cycle, one question that investors find difficult to answer is - “Is it the right time to invest in equities?”. History tells us that it is near impossible to predict the direction of the markets in the near term. But still, the majority of the investors focus on timing the market. In a falling market, investor hesitate to invest in equities as the belief is that the markets will fall further. Investors wait for a correction in an equity market that is rallying thinking that the market has run up significantly. And as they say, more money is lost waiting for a correction than the actual correction. Staying invested is another challenge as equity markets go through peaks and troughs. If there is a problem, then naturally there has to be a solution. What if there was a product that would “buy low and sell high” i.e. move money from debt to equity when equity market valuations are low and vice versa. PGIM India Balanced Advantage Fund endeavours to do just that – it dynamically manages the asset allocation across equity and debt based on the valuations of the equity markets so that investors can buy low and sell high for long term wealth creation.

PGIM India Balanced Advantage Fund runs on a time-tested asset allocation model that is dynamic. It is a solution for investors who would not like to guess the direction of equities but want to allocate assets to debt and equity in a tax-efficient dynamic asset allocation model and most importantly prefer a journey of equity investing that is much smoother and less volatile.